L&G operates in the following markets: conventional, enhanced and with profit (investment linked). You can buy their products direct or through an Independent Financial Adviser.

Legal & General Says: "You can choose from a range of annuity providers, products and options  but once you've bought your annuity you can't change it. We recommend  that you seek financial advice before buying." That's not strictly true as some annuities can be changed (just not L&G's)