Calculators

Once you have bought your annuity you cannot change your mind, so it is important that you consider the options open to you carefully as decisions made now will be with you for the rest of your life.

Our calculators are a good starting point to help you decide the  most suitable and relevant options for your circumstances. Should you wish to discuss your options with us then we would be happy to hear from you - call us free on 08000 337801.

Annuity Rate Calculator
Unique to annuities-online, this calculator will enable you to calculate an annuity rate for any relevant age, escalation rate (level, 3% or 5%), enhancement for ill health, joint or single, in arrears or advance and includes a reduction on first death if necessary. Best for obtaining a quick indication of the rates available

Drawdown \ Alternatively Secured Pension Calculator
If your pension fund is worth more than £100,000 you might consider an alternatively secured pension. This calculator will tell you how much income you can take from your pension without having to buy an annuity 

Live Annuity Rates
Real-time quotes from leading annuity providers

Level v Indexed
This calculator will determine how long it takes for the payments from an inflation linked annuity to catch up with those from a level annuity.

How does inflation affect an annuity
It is very important that you understand the effect of inflation. This calculator will demonstrate the future value of money over a given term and inflation rate.