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Impaired Life Annuities

May be availble if you...

  • Smoke
  • are over weight for your height
  • have sufffered ill health
  • take medication
  • live in the north

There is a probability that you will live a shorter life if you have suffered ill health, smoke or you are over weight (some annuity providers even considering postcodes because statistically, people in the North do not live as long as those in the South).

If your pension pot is going to be paid for a shorter period of time then shouldn't you get more income? This is possible and can result in up to 30% more income depending on the severity of your impairement.

Not all annuity providers offer impaired life annuities and your pension provider probably won't ask if you have ill health. Speak to us and we can approach all the impaired life annuity providers to secure a higher income.